TopTenREVIEWS - Silver Award - Awarded for excellence in design, usability and feature set

CuraDebt is a debt settlement firm that is both well established in the industry and well regarded by its customers. It earns our TopTenREVIEWS Silver Award for debt relief companies. It is somewhat difficult to nail down exactly how much CuraDebt costs, but once you get that information, you learn that this debt relief company's fees are actually on par with the best debt relief firms we reviewed.

Services
Compare
7.5/10
National Debt Relief
CuraDebt
Oak View Law Group
Premier Financial Debt Help
Coastal Credit Solutions
Debtmerica
Freedom Debt Relief
Debt Help Plan
10
7.5
7.5
10
10
7.5
5
7.5

CuraDebt offers both debt consolidation and debt settlement. That bodes well for the company. This broader perspective of your debt relief options can help you use your time and their talents wisely.

The company offers a free consultation, although they will ask for your entire life story, and guarantees the privacy of your information. You will be paired with a negotiator for your specific case who will keep in contact with you about the progress of your settlement.

This company will ask you for approval before accepting a settlement on your behalf. That is a good policy that is not common among all settlement firms. CuraDebt takes care of much of the unpleasantness of debt negotiations but lets you have the final word.

If you use the attorney-backed debt settlement program, you pay the company 15 percent of the total debt enrolled plus legal fees. If you use the performance-based debt settlement program, negotiators and arbitrators work out a settlement with creditors and charge you 40 percent of the savings that they accomplish.

Costs
Compare
10/10
National Debt Relief
CuraDebt
Oak View Law Group
Premier Financial Debt Help
Coastal Credit Solutions
Debtmerica
Freedom Debt Relief
Debt Help Plan
8.8
10
9.4
6.3
6.3
6.3
6.3
6.3

As we mentioned earlier, CuraDebt is curiously ambiguous about how much its service costs. The company wanted all our personal financial information before it would tell us even how much it would cost to settle our debts. Knowing the price seems like a pretty basic question from the potential customer's standpoint. Financial information is very sensitive stuff. No one likes to talk about their salary and debts with people they know, let alone strangers. We eventually got the information on pricing, which was quoted to us at 15 percent of the savings produced by the settlement negotiated by CuraDebt.

Ease of Use
Compare
10/10
National Debt Relief
CuraDebt
Oak View Law Group
Premier Financial Debt Help
Coastal Credit Solutions
Debtmerica
Freedom Debt Relief
Debt Help Plan
10
10
10
10
10
6.9
10
6.9

CuraDebt has taken great strides in the past few years to make its service more internet friendly. The company has added online registration and online management of your account and services. We particularly like the free savings estimate widget found on the homepage.

 

Affiliations
Compare
10/10
National Debt Relief
CuraDebt
Oak View Law Group
Premier Financial Debt Help
Coastal Credit Solutions
Debtmerica
Freedom Debt Relief
Debt Help Plan
10
10
5
5
10
6.9
3.8

The debt settlement industry as a whole has something of a bad reputation for being rife with scam artists looking to prey on people in financial difficulties. CuraDebt goes to great lengths to prove that it is not among the hoaxsters.

The company accomplishes this by listing its various affiliations with associations and watchdog organizations. Organizations to which CuraDebt belongs include The American Fair Credit Council (AFCC), The Association of Settlement Companies (TASC) and the International Association of Professional Debt Arbitrators. All these organizations have good reputations and take membership very seriously. The fact that CuraDebt is a member of all three is an excellent sign.

Help & Support
Compare
10/10
National Debt Relief
CuraDebt
Oak View Law Group
Premier Financial Debt Help
Coastal Credit Solutions
Debtmerica
Freedom Debt Relief
Debt Help Plan
10
10
10
6.9
10
6.9
6.9
6.9

The people we interacted with at CuraDebt were all courteous and knowledgeable. The company offers telephone support, live chat and email as modes of communication.

 

 

CuraDebt Summary:
9.1/10

CuraDebt has climbed from the bottom rungs of our side-by-side comparison into award-winning territory. We like the improvements the company has made to its service over the years. While you should always proceed with caution with any debt settlement company, CuraDebt should be a pretty good firm to deal with.

 
 
 

CuraDebt

Pros
CuraDebt is a member of several watchdog organizations that keep the industry honest.

Cons
It takes some digging to get information regarding exactly how much CuraDebt takes as the fee for its service.

The Verdict
: 9.13/10

The improvements CuraDebt has made over the past few years make the service really shine.